•Competitive rates for a wide range of recreational vehicles:

•Motorcycles and ATVs

•Motorhomes and travel trailers

•Boats and personal watercraft

•And more

•Pre-approval available for extra bargaining power at the dealership

•Refinance your current vehicle to potentially lower your rate

•Terms up to 15 years

•100% financing available with approved credit

https://www.iwsquote.com/pdf/IWS-Premier-Product-Brochure.pdf

Extended vehicle coverage through IWS provides many valuable features that help car owners protect their investment, including:

•Optional deductible

•Towing ($100 max per claim)

•Car rental

•Platinum and Gold plans: $500 (up to 10 days)

•Bronze and Powertrain plans: $250 (up to 5 days)

•Nationwide protection

•Convenient access to services via toll-free number

•Travel expenses ($100 per day up to $300 trip interruption; only available in Platinum, Gold and Bronze plans)

•Increased vehicle resale value

•Roadside assistance ($80 per incident within 72-hour period

Several different plans are offered to fit your budget and repair coverage needs: Premier Powertrain (basic coverage), Premier Bronze (good coverage), Premier Gold (better coverage), and Premier Platinum (best coverage). For a full list of parts and components covered under each plan, please click here.

Your auto insurance does not cover everything.

In the event your vehicle is deemed a total loss due to an accident or theft, your auto insurance policy will usually cover only the actual cash value or market value of your vehicle less a deductible. This settlement could be significantly less than the amount you owe to your lender or leasing company. The final result is a financial GAP where you must make up the difference, which could mean thousands of dollars out of your pocket.

Protect yourself with Guaranteed Auto Protection Plus.

Guaranteed Auto Protection Plus protects individuals who finance a new or used vehicle from the financial gap.

In the current market, during the first few years that you own your vehicle, your loan/lease balance can be higher than the actual value of your vehicle, as a result of depreciation. As your vehicle’s value declines, your loan/lease balance may decline more slowly, resulting in a financial gap. If your vehicle were stolen or totaled in an accident, you would be liable to pay the difference between your insurance settlement and your outstanding loan/lease balance.

Guaranteed Auto Protection Plus covers the difference between the actual cash value of your vehicle and the loan/lease balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance-related charges.

Guaranteed Auto Protection Plus will even cover your auto insurance deductible of $500 or $1,000. The actual amount depends on your credit union’s program limits. Ask your loan officer for details.

Guaranteed Auto Protection Plus is a loan/lease deficiency waiver and is not offered as insurance coverage. The purchase of Guaranteed Auto Protection Plus is voluntary and cannot be required as a condition of credit approval.

How many times have you heard stories about cars breaking down right after the warranty expires? Our guess is, too many, which is why you need IWS’s Vehicle Service Agreement (VSA).1

Sometimes referred to as an extended warranty, a Vehicle Service Agreement plan covers the cost to repair your vehicle when it breaks down. IWS offers a variety of plans from which to choose.

Our Premier Powertrain Plan provides solid protection at a reasonable cost, often hundreds less than other “extended warranties.” This plan covers your vehicle’s most expensive mechanical components such as engine, transmission and drive axle.

Premier Bronze Protection Plan covers those components covered by the Bronze Protection Plan but also includes your vehicle’s brakes, steering, fuel, front suspension and air conditioning systems. All at an easily affordable cost to you.

The Premier Gold Protection Plan extends coverage to include virtually all mechanical and electrical components except for those parts specifically listed as not being covered.

For the ultimate in protection, IWS’s Premier Platinum Protection Plan covers virtually all of your vehicle’s mechanical and electrical components.

Available for both new and pre-owned vehicles, IWS’s Vehicle Service Agreement can be included in the vehicle financing provided by Marshland Credit Union. You’ll have peace of mind at a cost much more economical than other “extended warranties.” But the best part is that when you choose a IWS Vehicle Service Agreement plan you’ll also receive a variety of additional benefits at no extra charge:

24-hour roadside assistance

Rental vehicle assistance

Trip interruption coverage - only available on Platinum, Gold, and Bronze plans

Nationwide protection

Repairs can be done at any licensed U.S. repair facility - you choose where to take your vehicle

There is no limit to the number of claims you can make

Coverage is transferrable

For more information, speak to one of our loan officers or Member Service Representatives today.

1Excludes normal wear and tear items, such as brakes, shocks, etc.